How We Fund
Investing with philanthropic capital
Inspire Access is a 501(c)(3) that allows donors to make recommendations on how their charitable dollars will be invested and granted in order to advance racial and gender equity. Any investment returns go back to your DAF or can be reinvested. Inspire Access takes an initial fee of 1% when the investment is received, and a 1% per year of any total returns that come back to the charitable entity (i.e. 2 year = 2%; 3 years = 3%).
Working Capital Loans
Working Capital loans are short-term debt instruments that support a company’s immediate operation and business needs, these often include providing capital for inventory. These loans are typically paid back within a year, and are critical to businesses whose income varies throughout the year.
Direct Equity Investments
Direct Equity Investments are investing capital in exchange for an amount of ownership or ownership option in a business. A company typically uses equity financing to raise capital to grow and scale. The terms of the investment are set by the founders and vary depending on the financial needs and maturity of the business.
Limited Partner Positions
A Limited Partnership Position in a Private Equity Fund is when an investor entrusts a Fund Manager and General Partnership to invest in a portfolio of companies and generate a return. These investments are longer-term in nature, with the average length of a fund ranging from 4-10 years.